Why Are Mortgage Rates Still Above 6% in 2026? What Arizona Buyers Should Know

Published on: 07/01/2026

Mortgage rates in Arizona sit at 6.44% for a 30-year fixed as of July 2026, held up by inflation and Treasury yields, not the Fed alone. Here's what Phoenix and Scottsdale buyers should know. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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